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Privacy Policy: United States

This document was last updated on October 6, 2009

Acknowledgment and acceptance of terms

RecycleRewards, Inc. and its wholly-owned subsidiary, RecycleBank, LLC, (“RecycleBank” or “we”) are committed to protecting your privacy as well as protecting personally identifiable information (“PII”). This Privacy Policy sets forth our current privacy practices with regard to the information we collect through the RecycleBank Rewards Program (the “Rewards Program”), any of our Gconomy Programs (collectively, with the Rewards Programs, the “Programs”) or any time that you interact with our website.

By agreeing to participate in the Rewards Program, one of our Gconomy Programs, or accessing www.recyclebank.com ("Site"), you acknowledge and fully understand this Privacy Statement ("Statement"), agree to be bound by the terms contained in this Statement, and freely consent to the information collection and use practices described in this Statement.

Each of the individual programs has specific terms and conditions. By agreeing to participate in any of our Programs, you acknowledge and fully understand the terms and conditions specific to that program, agree to be bound by the terms of that program and freely consent to the use practices as set forth in those terms and conditions. The terms and conditions for each of the Programs are attached to this Privacy Policy as appendixes. Please review the specific terms and conditions that apply to the program for which you have chosen to participate.

If you do not agree with the terms in this Statement or the terms and conditions specific to the program of your choice, please cease participation in the Programs and do not access or use the Site.

Information Collected

RecycleBank uses both personal and non-personal information to provide you with a superior user experience and, as necessary, to administer our business. For example, we collect information that allows us to:

  • reward participants in the Rewards Program for certain activities including recycling;
  • be able to reward participants in our Gconomy Programs for environmentally conscious activities;
  • provide a more personalized experience;
  • authenticate a user’s identity;
  • promote partners and vendors who support the RecycleBank Programs;
  • conduct research and perform analysis in order to measure, maintain, protect, develop, and improve services;
  • administer sweepstakes, contests, promotions, or surveys;
  • communicate with you about special offers, events, or new products or services;
  • customize and enhance our Site and advertising.

To participate in any of our Programs we may need to know your home address or contact address, which we receive through one of various methods such as through your waste company, your municipality, through one of our Gconomy Partners, or if you provide it to us voluntarily. In order to participate in any of our Programs, you agree that RecycleBank may record certain information about you. From time to time participants will be asked for PII such as demographics (age, income, etc), psychographics (what you like to purchase, etc) and interests. Submission of this information is entirely voluntary and may qualify you for additional rewards Points earning opportunities. In addition, RecycleBank records content, such as text, images, pictures, and profile information, which you submit or upload to the Site. User images and screen names that you upload to the Site or select will be displayed in order to identify you, both to yourself and to other participants.

To best serve you, we may combine this information with data that is publicly available and data that we receive from other reputable sources, including, for example, our credit card issuer, Barclays Bank Delaware, whose policies meet the Direct Marketing Association's privacy standards.

Before you begin participation in any of our Programs, you will need to activate your account. The method for activating your account will vary by Rewards Program. See specific terms and conditions in the appendixes.

RecycleBank does not rent, sell or share members’ PII or program activity with anyone without a member’s expressed consent.

We reserve the right to report to law enforcement agencies any activities that we, in good faith, believe to be unlawful.

Information Collected Through the Site

When you visit our Site, we may track information to administer the Site and analyze its usage. None of this information is PII. Examples of information we may track include, but are not limited to:

  • Your Internet protocol address;
  • The kind of browser or computer you use;
  • Number of links you click within the site;
  • State or country from which you access the site;
  • Date and time of your visit;
  • Name of your Internet service provider;
  • Web pages from which you link to our site;
  • Web pages you go to from our site; and
  • Pages you view on our site.

If you choose to send RecycleBank email inquiries or feedback or call the customer service department, RecycleBank may collect your personal information including your email address.

Cookies

We use cookies to personalize or enhance your user experience. A cookie is a small text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. For example, if you personalize a web page, or navigate within a site, a cookie helps the site to recall your specific information on subsequent visits. Hence, this simplifies the process of delivering relevant content and eases site navigation by providing and saving your preferences and login information as well as providing personalized functionality.

The type of information that may be stored in a cookie includes non-PII about you. Some examples may include a randomly assigned user or session identification number, the country where you are located, and your first name to welcome you back to the site.

We reserve the right to share aggregated site statistics with third parties, but will not allow other companies to place cookies on our website unless there is a temporary, overriding customer value (such as merging into our Site another site that relies on third-party cookies).

You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies. If you reject cookies by changing your browser settings then be aware that this may affect the functionality of our Site.

Your Email Address

You may choose to allow us to send you marketing messages (Email) about products, special offers and services offered by RecycleBank or third parties. If you do not wish to receive marketing messages, you may opt out by updating your account profile at any time at the Site or by contacting our customer service department at 1-888-727-2978.

RecycleBank reserves the right to send specific administrative notices that are required by law, regulation, or as needed to service your account with RecycleBank, even if you have opted out of receiving marketing messages.

How Information is Used

RecycleBank may use household program data and PII to send relevant offers and information that may be of interest to specific RecycleBank participants, to alert you when you earn Points, and, generally, to administer the Site and the RecycleBank Rewards Program.

The Site and emails we send you may contain links to other websites. We are not responsible for the content or privacy practices of those websites, including the use of PII about RecycleBank members collected by those websites.

Sale of RecycleBank or its Assets

If RecycleBank or all or substantially all of its assets are sold to a third party or parties, we may transfer RecycleBank member’s data to those parties as part of the transaction. In the event of such a transaction, we will make sure that the acquiring entities are bound by the terms of this Privacy Policy.

Correcting, Updating or Deleting Information

Corrections, updates or deletions to your account information can be done by you by visiting the “Account” section of the Site.

Website Security

The security of the PII that we collect is of the utmost importance to us. We take all commercially reasonable steps to secure your PII. Reasonable physical, electronic, and managerial procedures to safeguard the information we collect has been implemented and is updated periodically as we deem necessary. With this in mind, we limit access to PII to only those employees and contractors who need access in order to perform their duties.

Changes to this Privacy Policy

We have the discretion to update this Privacy Policy at any time. When we do, we will also revise the “updated” date at the top of this Privacy page. We encourage you to periodically review this Privacy Policy to stay informed about how we are helping to protect the PII we collect. You acknowledge and agree that it is your responsibility to review this Privacy Policy periodically and become aware of modifications. Your continued use of this site or participation in any of the Programs constitutes your agreement to this Privacy Policy and any updates.

Contact Us

If you have any questions about this Privacy Policy or our Site, please email us at privacy@recyclebank.com or write us at: RecycleBank, LLC 149 Fifth Avenue, 4th Floor, New York, NY 10010.

TERMS AND CONDITIONS FOR THE RECYCLEBANK REWARDS PROGRAM AND USE OF SITE IN CONJUCTION WITH THE RECYCLEREWARDS PROGRAM

THE REWARDS PROGRAM

The RecycleBank Rewards Program (the “Rewards Program”) is the rewards and loyalty program of RecycleRewards, Inc. and its wholly-owned subsidiary RecycleBank, LLC (collectively “RecycleBank”) that is utilized to increase recycling rates and to promote certain consumer activities both offline and online through the distribution of RecycleBank Points (as defined below). The Rewards Program is accessible to Registered Participants (as defined below) via the Site.

The Rewards Program is offered by RecycleBank in conjunction with certain RecycleBank Reward Partners (as defined below) which may include municipalities, waste/recycling companies, manufacturers, retailers, and other third parties. When an individual enrolls in the Rewards Program by any means, directly with RecycleBank or via any RecycleBank Partner, such individual will be deemed to have acknowledged and agreed to these Terms and Conditions (as may be updated by RecycleBank from time to time). These Terms and Conditions govern both the Rewards Program and the use by Registered Participants of the portions of the Site accessible only to Registered Participants.

Definitions

1. "Account" means a record kept by RecycleBank of the Registered Participant's accrued balance of RecycleBank Points as well as account credits and debits by the Participant and any all data about the account that may be collected from the user or from third-parties. Each Account will have a unique account number assigned by RecycleBank.

2. "Good Standing" means the Participant (i) has registered, and accepted these Terms and Conditions, in the Rewards Program, (ii) has not terminated his/her participation in the Rewards Program, (iii) if applicable, has used the RecycleBank Container (as defined herein) only for Qualifying Recycling Transactions, (iv) has not been determined by RecycleBank to have engaged in any practices deliberately conducted in an attempt to accrue and/or redeem RecycleBank Points in any way that is not consistent with the rules or intent of the Rewards Program, (v) has either earned or redeemed Points in the previous twelve (12) months, and (vi) is not in default under these Terms and Conditions.

3. "Registered Participant" means an individual adult who has registered his/her household or organization in the Rewards Program.

4. "Participating Household" means all adults residing or working, as the case may be, at the same street address as the Registered Participant.

5. "RecycleBank Points” represent a point value awarded to the Account, for Qualifying Recycling and other Reward Earning Transactions, including credit card transactions and other Gconomy Partner transactions (as defined below) which may be redeemed by a Registered Participant or any authorized member of the Participating Household for Rewards so long as the Registered Participant is in Good Standing. RecycleBank Points are, at all times, the property of RecycleBank.

6. "Qualifying Recycling and Reward Earning Transaction" means engaging in any specific actions offered by RecycleBank as a reward earning opportunity for which the participant receives RecycleBank Points.

7. "Reward(s)" are issued by RecycleBank’s Reward Partners and may be tendered to Registered Participant in the form of electronic promotion codes, offline reward mailers, goods, services or they may be transmitted through a combination of these means or in gift certificate format by the Partner or by RecycleBank. Registered Participants or authorized members of the Participating Household may receive Rewards redeeming RecycleBank Points as per the terms and conditions described at the RecycleBank website for each Reward Partner.

8. "Reward Partners" are entities and individuals that provide and/or honor Rewards. The list of participating Reward Partners is subject to change at any time, and specific Rewards are not guaranteed to be available at all times. Reward Partners are not agents, employees, contractors, partners, or subcontractors of RecycleBank and the Rewards offered are subject to change from time to time at the discretion of the Reward Partner and/or RecycleBank. Participation by any Reward Partner should not be taken as an endorsement, either express or implied, of the Rewards Partner or its products or services by any of the participating municipalities, haulers, material recycling facilities or RecycleBank.

9. “Gconomy” is a term used to describe the economy that rewards individuals for positive green actions, including (but not limited to), choosing solar and wind power, improving water efficiency, riding public transportation, and purchasing products manufactured from recycled content.

10. “Gconomy Partners” are entities and individuals that provide and/or honor RecycleBank Points for certain actions including, but not limited to, The Gconomy Visa Card (issued by Barclays Bank Delaware).

Accruing RecycleBank Points

1. To register for the RecycleBank Rewards Programs, an individual must enroll to activate by visiting this Site and following the instructions for activating an Account, by receiving an e-mail with specific instructions to activate your Account, or by calling RecycleBank's Customer Care Department.

2. Eligibility to accrue additional RecycleBank Points is restricted to Accounts in Good Standing. If the Account ceases to be in Good Standing (other than as a result of the Participant voluntarily terminating participation in the recycling program, moving from the municipality's or hauler's service area or outside the operating confines of the Rewards Program), voluntarily cancelling The Gconomy Visa Card, or terminating participation in other Programs with other Gconomy Partners the Registered Participant has twelve (12) months from the date that the Account ceased to be in Good Standing to redeem Rewards Points, after which the Rewards Points will terminate and the Registered Participant will forfeit all accrued RecycleBank Points.

3. Valid RecycleBank Points may be used by Registered Participants for various redemption options that may be made available by RecycleBank. Qualification for a given redemption option is subject to specific conditions that are set in the sole discretion of RecycleBank. Such conditions may be adjusted by RecycleBank at any time.

4. RecycleBank Points can be redeemed for Rewards as discussed in the next section of these Terms and Conditions. Alternatively, RecycleBank may permit the Registered Participant and authorized members of the Participating Household to contribute accrued RecycleBank Points to specified charitable organizations or to transfer RecycleBank Points to other Accounts. Details for any such contribution or transfer programs are available at the RecycleBank website at www.recyclebank.com. Please note the contribution of Points to a charitable organization is not tax deductible.

5. RecycleBank Points do not constitute property of the Registered Participant or the Participating Household; are not transferable; cannot be combined with RecycleBank Points from another Account unless specifically made available to a Registered Participant under certain conditions that are set by RecycleBank; are not redeemable for cash or any other form of currency or credit; and have no fixed or ascertainable cash value.

Redeeming RecycleBank Points for Rewards

1. Provided that the Account is in Good Standing, the Registered Participant and any authorized member of the Participating Household may redeem RecycleBank Points for Rewards either through the Site or by calling RecycleBank at 1-888-727-2978. Rewards redeemed through the call center may be subject to alternative redemption pricing than otherwise promoted on RecycleBank.com for online redemptions. To access information about a particular Account and/or redeem RecycleBank Points, the Registered Participant or other authorized member of the Participating Household must have the Account number and (if accessing the Account via the Site) the password or PIN and email address provided by the Registered Participant. For purposes of redemption of RecycleBank Points, RecycleBank will consider any person who possesses the information necessary to access Account information to be an authorized member of the Participating Household.

2. Rewards (and, if applicable, their use) are subject to (i) availability, (ii) terms and conditions specified by the Reward Partners and/or as listed on the actual Rewards, including expiration dates, and (iii) may be subject to change at any time.

3. RecycleBank shall determine the total number of RecycleBank Points that each Participating Household must redeem to obtain a Reward. Some offers may be a onetime offer per household. Offers vary from time to time and availability may be highly limited.

4. Reward Partners or RecycleBank may, in their sole discretion, choose to offer Rewards to select groups or individual Registered Participants or Participating Households. There may be instances where a Registered Participant or Participating Household is asked for certain information in order to redeem a reward with a certain Reward Partner. If a Registered Participant or Participating Household declines to answer a request for such information, it may forfeit its ability to receive a particular reward.

5. In the event a Rewards Partner refuses to honor a Reward for any reason other than suspicion of theft or fraud, RecycleBank's sole obligation will be to credit the Account of the Registered Participant or Participating Household for the number of RecycleBank Points that were to be redeemed for the Reward. In the event of theft, repeated loss or fraud, no credit shall be given to an Account and RecycleBank reserves the right to contact appropriate law enforcement authorities.

6. RecycleBank and RecycleBank’s Partners are not responsible for replacing lost, stolen, or expired Rewards but may do so in its or their sole discretion.

7. Except as expressly stated in these Terms and Conditions, Rewards cannot be returned, exchanged, refunded or replaced by cash, RecycleBank Points or other Rewards.

8. RecycleBank is not responsible for replacement of Rewards that are not received due to failure to provide accurate delivery information, including address and full name. If a Registered Participant desires to have RecycleBank re-send rewards returned to RecycleBank as undeliverable, an administrative charges and delivery fees may apply at the discretion of RecycleBank.

9. Registered Participants must promptly notify RecycleBank of (a) any discrepancy in the Rewards; or (b) non-receipt of Rewards shipment. Upon receipt of such notification, RecycleBank will investigate, and may, if appropriate (i) correct such discrepancies; or (ii) replace any non-received Reward, provided that the Registered Participant submits a properly completed Affidavit of Lost Shipment within thirty (30) days of the shipment date (if requested by RecycleBank). If RecycleBank does not receive such notification or such Affidavit within thirty (30) days, the shipment will be deemed to be satisfactory and accepted by the Registered Participant.

Use of the Site Generally

You are responsible for maintaining the confidentiality of your Account password. You are also responsible for all activities that occur in connection with your Account, including any content (e.g., text, pictures, profile information) you submit or communicate to RecycleBank or others (including other Registered Participants) or upload to the Site (collectively, “Registered Participant Content”).

In using the Site, you may be exposed to content submitted, communicated or uploaded by others (including other Registered Participants) (collectively, “Other Content”). You hereby acknowledge that such content may be offensive, indecent, inaccurate, objectionable, violate applicable law or otherwise be inappropriate. RecycleBank does not endorse any such content and takes no responsibility for such content.

RecycleBank does not undertake any obligation whatsoever to review, monitor or police any Registered Participant Content or Other Content. Nevertheless, we reserve the right to do so, including the right to investigate possible violations of these Terms and Conditions, and to block Registered Participants from the Site and refer matters to law enforcement authorities for further investigation.

By submitting, communicating or uploading Registered Participant Content, you grant RecycleBank and its licensees the irrevocable right to use such content (including modifications to such Content) for any purpose and in any media, except that RecycleBank will treat any such content that is PII in accordance with the Privacy Statement. In addition, you grant other Registered Participants and the users of any other media in which the Registered Participant Content may appear the irrevocable right to access such content in connection with their use of the Site and such other media. You irrevocably waive, and cause to be waived, any claims and assertions of moral rights or attribution with respect to Registered Participant Content.

You assume all risks associated with use of Registered Participant Content, including any reliance on its accuracy, completeness or usefulness by others, or any disclosure by you of information in such content that makes you personally identifiable. You represent that you own, or have the necessary permissions to use, and authorize the use of any Registered Participant Content submitted, communicated or uploaded by you or on your behalf. You may not state or imply that such content is in any way sponsored or endorsed by RecycleBank.

Because you alone are responsible for Registered Participant Content submitted, communicated or uploaded by you or on your behalf, you may expose yourself to liability if, for example, such content violates a third party's rights, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property or proprietary right; contains material that is false, intentionally misleading, or defamatory; contains material that is unlawful, including illegal hate speech or pornography; exploits or otherwise harms minors; or violates or advocates the violation of any law or regulation.

RecycleBank may or may not use Registered Participant Content in its sole discretion. For example, we may choose not to publish, or if published on the Site, to remove, Registered Participant Content if we believe it violates these Terms and Conditions. We have no obligation to retain or provide you with copies of Registered Participant Content, nor do we guarantee any confidentiality with respect to such Content except that RecycleBank will treat any content that is PII in accordance with the Privacy Statement.

RecycleBank and its licensees may display advertisements and other information adjacent to or included with Registered Participant Content on the Site and other media. You are not entitled to any compensation for such advertisements. The manner, mode and extent of such advertising are subject to change without specific notice to you.

The trademarks, logos, and service marks (collectively, the “Trademarks”) displayed on the Site are owned by RecycleBank or third parties. Any use of such Trademarks without RecycleBank’s express written permission is prohibited.

Restrictions on Use

You agree that you will not:

  • use the Site to threaten, stalk, defraud, incite, harass, or advocate the harassment of another person, or otherwise interfere with anyone else’s use of the Site;
  • use the Site to transmit or post spam, chain letters, contests, junk email, pyramid schemes, surveys, or other mass messaging, whether commercial in nature or not;
  • use the Site for promotional or commercial purposes;
  • use the Site for keyword spamming or to otherwise attempt to manipulate search results;
  • use the Site to promote bigotry or discrimination against protected classes;
  • use the Site to violate any third-party right, including any breach of confidence, copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property or proprietary right;
  • use the Site to transmit or post prohibited content. Prohibited content includes content that: (i) contains pornography, nudity, or sexually suggestive text or images; (ii) promotes racism, bigotry or hatred; (iii) harasses or promotes the harassment of another person; (iv) depicts or promotes violence; (v) solicits personal information from anyone under 18 years of age; (vi) violates the privacy or security of another person; (vii) violates the copyrights, trademark rights or other intellectual property rights of another person; (viii) constitutes or promotes illegal activity, including defamation, libel or obscenity; (ix) constitutes junk mail, chain letters, spam, advertisements, or unsolicited commercial mailings; (x) includes images of another person that you have uploaded without that person’s consent.
  • use the Site in violation of any applicable law;
  • modify, adapt, appropriate, reproduce, distribute, translate, create derivative works or adaptations of, publicly display, sell, trade, or in any way exploit the Site or the content of others (including of other Registered Participants);
  • reverse engineer any portion of the Site, except as may be permitted under the law;
  • remove or modify any copyright, trademark or other proprietary rights notice on the Site or on any materials printed or copied off of the Site;
  • record, process, or mine information about other users;
  • use any robot, spider, site search/retrieval application, or other automated device, process or means to access, retrieve, scrape, or index the Site or any Site content;
  • reformat or frame any portion of the Site;
  • take any action that imposes, or may impose in our sole discretion, an unreasonable or disproportionately large load on our technology infrastructure;
  • attempt to gain unauthorized access to the Site, user accounts, computer systems or networks connected to the Site through hacking, password mining or any other means; use the Site or any Site content to transmit any computer viruses, worms, defects, Trojan horses or other items of a destructive nature (collectively, "Viruses"); use any device, software or routine that interferes with the proper working of the Site, or otherwise attempt to interfere with the proper working of the Site; make excessive traffic demands; use the Site to violate the security of any computer network, crack passwords or security encryption codes; disrupt or interfere with the security of, or otherwise cause harm to, the Site or Site content; remove, circumvent, disable, damage or otherwise interfere with any security-related features of the Site, features that prevent or restrict the use or copying of Site content, or features that enforce limitations on the use of the Site.

Miscellaneous

1. RecycleBank's collection, use, sharing and protection of information about the Registered Participant and the Participating Household is subject to and governed by the terms of RecycleBank's Privacy Policy, which is incorporated into these Terms and Conditions by reference. The Privacy Policy is available on the RecycleBank website at www.recyclebank.com.

2. The RecycleBank Rewards Programs and these Terms and Conditions shall be governed and construed in accordance with federal law and, the laws of the State of Delaware. Any action or proceeding brought to adjudicate any dispute arising hereunder shall be brought in the state or federal courts of the County of New York, State of New York.

3. RecycleBank will be responsible utilizing commercially reasonable effort in accurately accounting for accrual and redemption of RecycleBank Points. Without limiting the foregoing:

RecycleBank reserves the right to (a) audit the Account at any time for compliance with these Terms and Conditions, without notice to the Participant, and (b) to change accrued RecycleBank Points totals without notification if such audit reveals errors, inaccuracies or miscalculations. If the Registered Participant becomes aware of any discrepancy in their RecycleBank Points balances, accruals, redemptions or calculations, the Registered Participant must notify RecycleBank promptly, but in no event more than thirty (30) days after the account balance of a transaction changes occurs. Otherwise, RecycleBank Points calculations will be deemed accurate and the Participant waives any claim for future adjustment or adjudication.

4. The Registered Participant is responsible for any fees, taxes and charges for any personal or corporate State, Federal or Provincial tax liability(ies), if any, related to their participation in any of the Programs.

5. All interpretations of these Terms and Conditions as well as any other rules and terms of the Programs provided are done in the sole discretion of RecycleBank.

6. RecycleBank may modify, delete from, or terminate these Terms and Conditions, the Programs, the Programs’ rules, processes, regulations, Reward Partners, and Rewards, and special offers at any time, with or without notice. RecycleBank may: (i) change the amount of RecycleBank Points in any Account; (ii) change the number of RecycleBank Points required to redeem a Reward; (iii) impose caps and/or fees on RecycleBank Points earnings and/or on the redemption of Points; (iv) change the list of Rewards available or the number of RecycleBank Points required to obtain a Reward; or (v) cancel any of the Programs without notice. Your continued use of the Site after any posted modification to these Terms and Conditions indicates your acceptance of the modification.

7. Any loss, damage, or delay in, or failure of, performance by RecycleBank shall not constitute a default under any of the Programs or give rise to any claim for any damages, except for damages that by applicable law cannot be disclaimed.

8. These Terms and Conditions shall be severable such that the invalidity or unenforceability of any portion or provision of the Terms and Conditions shall in no way affect the validity or enforceability of any other portion or provision. The balance of these Terms and Conditions shall be construed and enforced as if it did not contain such invalid or unenforceable portion or provision.

9. At anytime without prior notice, RecycleBank reserves the right in its sole discretion to change the name of its currency from RecycleBank Points or to add additional currencies to the Programs. RecycleBank also reserves the right to determine the value of the any new currency as compared to RecycleBank Points (conversion rate). All current RecycleBank Points acquired by households would automatically be converted to this new currency.

10. These Terms and Conditions contain the entire agreement between you and RecycleBank regarding the use of the Site, and supersede any prior agreement between you and RecycleBank on such subject matter.

11. The failure of RecycleBank to exercise or enforce any right or provision of the Terms and Conditions shall not constitute a waiver of such right or provision.

12. The Site may include links to other websites (each, a "Third Party Site"). RecycleBank does not control or endorse any Third Party Site, and you agree that RecycleBank is not responsible for the availability or contents of such Third Party Sites.

13. The Site will be unavailable from time to time, whether for maintenance or other reasons. RecycleBank does not assume any responsibility for any error, omission, interruption, deletion, delay, communications line failure, theft, destruction or unauthorized access to any portion of the Site.

14. RecycleBank reserves the right to exercise whatever lawful means it deems necessary to prevent unauthorized access to or use of the Site, including, but not limited to, technological barriers, IP mapping, and contacting your Internet Service Provider (ISP) regarding such unauthorized use.

Copyright Dispute Policy

It is our policy to respond appropriately to notices of alleged infringement that comply with the U.S. Digital Millennium Copyright Act (“DMCA”), including by removing or disabling access to material claimed to be the subject of infringing activity. You should send any claims or notices of infringement relating to the Site or any of its contents to RecycleBank’s designated DMCA agent.

Such claim should contain all of the following information: (a) identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works are covered by a single notification, a representative list of such works; (b) identification of the claimed infringing material and information reasonably sufficient to permit us to locate the material on the Site (providing the URL(s) of the claimed infringing material satisfies this requirement); (c) information reasonably sufficient to permit us to contact you, such as an address, telephone number, and, if available, an email address; (d) a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; (e) a statement by you, made under penalty of perjury, that the above information in your notification is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf; and (f) your physical or electronic signature. Please do not send any other correspondence or inquiries to our DMCA agent; he will only respond to DMCA notices and inquiries.

Disclaimer/Limitation of Liability

NO STATEMENT, WHETHER ORAL OR WRITTEN, PROVIDED TO A REGISTERED PARTICIPANT OR ANY MEMBER OF A PARTICIPATING HOUSEHOLD BY RECYCLEBANK, ITS EMPLOYEES, AGENTS OR PARTNERS SHALL CREATE ANY REPRESENTATION OR WARRANTY NOT EXPRESSLY MADE HEREIN. WITHOUT LIMITING THE FOREGOING, RECYCLEBANK MAKES NO REPRESENTATION OR WARRANTY WITH REGARD TO THIS SITE OR ANY REWARDS, PRODUCTS OR SERVICES OBTAINED THROUGH THE PROGRAMS OR FROM ANY REWARD PARTNER AND/OR PROVIDER, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, THAT ANY SUCH PRODUCT OR SERVICE WILL MEET THE REGISTERED PARTICIPANT'S REQUIREMENTS, THAT ANY SUCH PRODUCT OR SERVICE WILL BE TIMELY, FREE OF ERRORS OR WITHOUT DEFECTS, OR PROVIDED ON AN UNINTERRUPTED BASIS. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, THE LIMITATION OR EXCLUSION OF IMPLIED WARRANTIES, OR LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY MAY LAST, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IF YOU RESIDE IN SUCH A JURISDICTION, THE ABOVE LIMITATIONS SHALL APPLY TO YOU TO THE FULLEST EXTENT PERMITTED UNDER APPLICABLE LAW.

RecycleBank does not assume responsibility or liability for injury caused by the actions, products, or services of any Rewards Partner, and will not be liable or responsible for those performances, guarantees, warranties and representations, if any, offered by the US Postal Service, any third party service provider, or any Rewards Partner.

RecycleBank is not responsible for any injury or damage a Registered Participant, any member of the Participating Household, or any other person may incur as a result of participation in the Programs, including the process of collecting and moving materials to recycle and use or misuse of the RecycleBank Container or Kiosk.

RecycleBank is not responsible if a Registered Participant or other member of a Participating Household defaces damages or otherwise renders unsuitable for redemption a Rewards gift certificate.

UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO NEGLIGENCE, SHALL RECYCLEBANK BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE PROGRAMS OR ANY SUCH OTHER PRODUCTS OR SERVICES, EVEN IF RECYCLEBANK HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

If RecycleBank is held liable for any damages related to the Programs, the Participant's sole and exclusive remedy will be limited to providing appropriate credit in RecycleBank Points to a Registered Participant's Account. If any part of these Terms and Conditions is found to be unenforceable, the remaining portions of this Agreement will remain in full force and effect.

CONTACT US

If you have any questions about this Privacy Policy or our website, please contact us at privacy@recyclebank.com or write us at: RecycleBank, 95 Morton Street, 7th Floor, New York, NY 10014.

RecycleBank is not a financial institution and is not engaged in the banking business.

APPENDIX A

TERMS AND CONDITIONS FOR CURBSIDE RECYCLING AND USE OF SITE IN CONJUCTION WITH THE CURBSIDE RECYCLING

DESCRIPTION OF CURBSIDE RECYCLING

Members of the RecycleBank’s Curbside Recycling Program earn RecycleBank Points through curbside recycling and recycling of e-waste. In the curbside program, the members RecycleBank bin is tracked for participation each week upon pick-up. The weight of the recyclables is translated to RecycleBank Points -- which typically are redeemed for rewards, discounts, gift cards, groceries, and products.

PRIVACY POLICY TERMS SPECIFIC TO CURBSIDE RECYCLING

To participate in the Curbside Rewards Program, we may need to know your home address or contact address, which we receive through one of various methods such as through your waste company or your municipality or if you provide it to us voluntarily.

In order to participate in the Curbside Rewards Program, you agree that RecycleBank may record certain information about you. For example, we record household recycling habits, redemption habits, and other attributes associated with the Curbside Rewards Program

Before you begin participation in any of the Curbside Rewards Program, you will need to activate your account. You can activate an account several ways, but one option we offer utilizes a third party vendor named Veris (www.veris.info) who operates as a social security number validation service to help us authenticate your identity. We will ask you for your name and address and the last four digits of your social security number. We compare this to information that is provided to us by Veris who will supply us with the last four digits of your social security number. Your account is authenticated if the last four digits that you provide match the last four digits provided to us by Veris. We do not store the information that you provide nor do we store what is provided to us by Veris.

RecycleBank may share non-PII with municipalities and haulers without your consent. Examples of this type of information are the frequency with which members recycle and the weight or volume of the materials recycled. We will not share information about the content of the material recycled. RecycleBank may also share information about the aggregate volume or weight of material recycled and redemption habits of an aggregation of many households.

How Information is Used

RecycleBank uses Household Recycling Data to record member participation to determine how many RecycleBank Points have been earned, and to fulfill reward requests.

RecycleBank may aggregate the recycling data, and other member actions as well as the member redemption data from RecycleBank participants. RecycleBank may also disclose the aggregate information to third parties. This aggregate information does not contain any PII.

RecycleBank may use member program data and PII to send relevant offers or allow affiliates to send relevant offers and information that may be of interest to specific RecycleBank members.

TERMS AND CONDITIONS SPECIFIC TO CURBSIDE RECYCLING

Definitions specific to Curbside Recycling

"RecycleBank Container" means a Recycling Container which may be provided to the Participating Household for curbside recyclers. The Registered Participant and Participating Household agree that if provided with a RecycleBank Container, RecycleBank or its Partners or their agents will have access to the RecycleBank Container for maintenance and administration purposes.

Accruing RecycleBank Points

For curbside recyclers, unless otherwise specified by a participating municipality or hauler, such as the case where a municipality or hauler has subscribed to a Community Weight Based approach, each time the Participating Household uses the RecycleBank Container for a Qualifying Recycling transaction, the net weight of the recycled materials is recorded and identifying information is transmitted from a identification technology on the RecycleBank Container. This information is transmitted to RecycleBank which then credits RecycleBank Points to the Account. The method of calculation of RecycleBank Points will be determined by RecycleBank, in its sole discretion and is subject to change without notice. In the event of equipment failure, or failure by the hauler to pick up or weigh recycled materials, or to transmit identifying information to RecycleBank, RecycleBank may, in its sole discretion, use other means to credit an Account. If any Participating Household contaminates the recycled materials with any non-recyclable items of any kind, the Participating Household may, at RecycleBank’s sole discretion, be subject to forfeiture of RecycleBank Points or dismissal from the Rewards Program.

Monthly accrual of RecycleBank Points earned through curbside recycling is subject to a maximum or cap established by RecycleBank which can change in RecycleBank’s sole discretion at any time without notice. The current monthly accrual of RecycleBank Points is also subject to change in RecycleBank’s sole discretion at any time without notice.

Disclaimer/Limitation of Liability

RecycleBank is not responsible for actions or omissions of any municipality trash/recycling hauler or other Partner, including, without limitation to: Missed pick-ups, inaccurate measurement of net weight of recyclable materials, damage to property or incorrect billing.

APPENDIX B

TERMS AND CONDITIONS FOR THE GCONOMY™ VISA® CARD AND USE OF SITE IN CONJUCTION WITH THE GCONOMY VISA CARD

DESCRIPTION OF THE GCONOMY VISA CARD

The Gconomy Visa Card is a co-branded credit card that is issued by Barclays Bank Delaware (“Barclays”). RecycleBank administers the RecycleBank Points earned on The Gconomy Visa Card.

PRIVACY POLICY TERMS SPECIFIC TO THE GCONOMY VISA CARD

Information We Share with Others and Your Privacy Rights

I agree that Barclays and RecycleBank will share information to the extent needed to administer The Gconomy Visa Card.

Applying for The Gconomy Visa Card

You need not participate in curbside service with RecycleBank to apply for The Gconomy Visa Card.

When you apply for The Gconomy Visa Card, you will need to submit personal information directly to Barclays Bank Delaware, the issuer and the administrator of the credit card program. Barclays Bank Delaware is independent of RecycleBank and has its own privacy and security policies. You can review their policies at www.BarclayCardUS.com.

In addition, once you apply for The Gconomy Visa Card, we disclose certain personal information to Barclays Bank Delaware in connection with the administration of The Gconomy Visa Card program. Barclays Bank Delaware does not have the right to use the personal information we provide beyond what is necessary to assist us or to administer this program. Barclays Bank Delaware is contractually obligated to maintain the confidentiality and security of the personal information we provide and is restricted from using such information in any way not expressly authorized by RecycleBank.

Once you have applied for The Gconomy Visa Card, in order to facilitate the application process with Barclays Bank Delaware (in which RecycleBank links to Barclays’ Bank Delaware’s application site), RecycleBank may "pre-populate" or permit Barclays Bank Delaware to recognize and input certain personal member information to avoid repeated reentry of required information associated with these orders.

TERMS AND CONDITIONS SPECIFIC TO THE GCONOMY CARD

Important Notice:

We reserve the right to add to and/or change the RecycleBank Rewards Program (“Program”) Terms & Conditions at any time. This means, for example, that we may change the number of Points earned for spending, or the number of Points required to redeem rewards, impose caps and/or fees on earning and/or redeeming Points, increase the annual and/or other program fees and/or cancel rewards.

For Cardmembers of The Gconomy Visa Card, the following transactions do not earn Points unless specified: convenience checks, balance transfers, cash advances, credit card fees, and finance charges. Points are also not earned on returns made on your account. Your account must remain open and in good standing to receive Points offered under this program. Good standing means you are not in default under the Cardmember agreement. All rewards are subject to availability and redemption pricing may change. Points are not transferable and will expire if there is no activity in a Cardmember’s account for over twelve (12) months. The earning rates, subject to change according to RecycleBank’s discretion, Cardmember(s) earn one (1) RecycleBank Points for every one dollar spent in new net retail purchase transactions (purchases less credits, returns, and adjustments) made with the Card anywhere it is accepted. Cardmember(s) earn one-point-five (1.5) RecycleBank Points for every one dollar spent in new net retail purchase transactions (purchases less credits, returns, and adjustments) made with the Card on participating RecycleBank Rewards Partners.

Not all RecycleBank Partners participate in the earn rate of one-point-five (1.5) RecycleBank Points for every one dollar spent. Merchants featured in The Boutique do not participate in the earn rate of one-point-five (1.5) RecycleBank Points for every one dollar spent. For a list of participating RecycleBank Partners, please click here. For the non-participating RecycleBank Partners, Cardmember(s) continue to earn one (1) RecycleBank Point for every one dollar spent. Points will be credited to your RecycleBank account at the close of your monthly billing statement. There are no earning caps for earning or redeeming RecycleBank Points with The Gconomy Visa Card.

RecycleBank contributes a portion of its proceeds from The Gconomy Visa Card directly to the RecycleBank Green Schools Program. The Green Schools Program offers numerous grants to schools in RecycleBank communities that work with children (ages 6-18) in the fields of environmental awareness, education, and action. RecycleBank will make a minimum donation of $1 million ($1,000,000) over the first five (5) years of the launch of The Gconomy Card. For more information on the RecycleBank Green Schools Program, click here.

See full Barclay’s Credit Card Terms and Conditions for more detail.